The High Advantages of Co-Branded Debit Card Programs

By Cathy Green

The co-branded cards also known as payment cards are one of the best marketing tools for businesses. The businesses can use the cards for marketing purpose and to increase their customer base.

The co-branded debit card program is an association of the highly esteemed credit card providers suc has MasterCard and VISA. The association with such highly popular credit card companies add a lot of credibility to the businesses.

The most attractive part of the cobranded cards is that the cards prevent any chances of fraud or scam. This feature of the cards help the customers to conduct their transactions freely and without worrying about their cards being misused by cheaters.

With the help of the cobranded cards, the customers can shop at different locations. The customers can make purchases at shopping malls, pay bills at gas stations and other locations where the cards are accepted as payment method.

The customers can get attractive discounts, bonuses and cashbacks through the cobranded cards under the co-branded debit card program. This helps the customers to save a lot of money because of the discounts.

The customers also get a lot of flexibility in making payments through the co-branded cards. This is because; the customers can use the cards to shop online and from the comfort of their home.

The businesses can provide their customers with prepaid cards under the co-branded debit card program. The prepaid cards prevent the customers from falling into a credit trap as they are allowed to use only that much amount of money, which they have in their account.

A huge number of people based in Asia, Europe, Africa and the Middle East are gaining huge benefits from the use of the cobranded cards. The scam or fraud preventing feature has made the co-branded debit cards gain tremendous popularity among customers based around the world.

About the Author:

Prepaid cards and credit cards are the best payment solutions.

Read Full Article, Click Here Now ....

The Credit Card Application for Newbs

By Joe Wilson

"Plastic money" is a term dubbed by the people of the Earth in reference to the wonderful item called the "credit card." And at the rate the economy is going and with the pace of life that we have at the moment we need everything done the express way. That is the reason why lots of businessmen, young pros, large financiers and even affluent scholars are lining up within their trusted banks, Visa card application in one hand and the need to have instant credit on the other.

Of credit cards, Mastercard applications have taken over the necessity to have cold money and lots of folks are trading in their precious green bucks for a dose of having the charge-it-card. But with your credit card application is the responsibility that we are mainly ignorant of. So when you are considering falling in line to start with your ATM card account and before starting filling up the fields critical to get up and running with your Mastercard application know all of the provisions and the counter measures for you to be guarded by the federal law. Mastercard application, as everyone knows takes a lot of time regarding the verification of the identity of the person on top of the Mastercard application. Because of the US Patriotic Act that needs further verification of any person trying for anything on the US, that includes Visa card application, getting anything in America has become quite a pain. But since the seriousness of having a credit card is top priority in America many are still content to go to enormous amount of difficulty that is joined with it.

The significance of having a credit card is really imminent; take for example the average American. An average American from the middle class bracket owns about eight to ten different credit cards and uses every one of them at an average if once a day. With this number it isn't surprising that there are roughly 100 thousand Mastercard applications being processed in a single day. And the rate if card applications are still expected to rise in the next quarter. The necessity for mastercards and ATM cards is for real and the market should be open for more credit card applications that's expectedly going to flood their way. There will be a heavy requirement for more folk to look into the responsibility of training others on when and how to use their credit cards, because it's hard earned bucks that we are tossing away when we buy online porno and junk like that only profit one or two folks. So whenever you are ready grab a pen and paper and prepare to fill up that credit card application form and take one step in the express charging the way you buy.

Much of the time, although your Mastercard application is mailed to that states that you have been pre-approved, you will continue to be asked to fill out a Visa card application or the "acceptance form". The explanation for this is the requirement of the bank or the company to confirm the identification of the person they have sent the card to. Since most corporations offer online credit card application, you may log on to fill out the form so that the processing will be convenient and less complicated.

When filling out your credit card application, there are some significant details that ought to be considered apart from your name and contact info like the question should you accept every offer or not, the likelihood of hidden fees that may be quite costly and such like.

About the Author:

Joe Wilson has worked in the loan industry for over two decades. Let him share with you his years of experience with credit cards, personal loans, auto loans, student loans and the new peer to peer loans.

Read Full Article, Click Here Now ....

Searching For Any Credit Card? Know These Ideas

By Dirk Kuprilu

Prior to you select a credit card business, be certain that you simply examine interest rates. There is no regular with regards to interest rates, even when it is according to your credit. Each and every company makes use of a various formula to figure what interest rate to charge. Be sure that you simply compare prices, to make sure that you get the very best deal possible.

Acquire a copy of the credit score, prior to you start applying for any credit card. Credit card companies will determine your interest rate and situations of credit by utilizing your credit history, amongst other elements. Checking your credit score before you apply, will permit you to ensure you are acquiring the very best price achievable.

By no means close out a credit card account with out making certain that you simply understand how it will impact you. You will find occasions when closing out cards can lead to negative marks on your credit report, and that is something you'd prefer to avoid. Also, attempt to keep the cards open that make up the majority of your credit history.

In the event you notice a fraudulent charge on your credit card, report it right away. By performing so you give the credit card business the very best opportunity of catching the thief. This is also the best method to make sure that you simply usually are not held accountable for these charges. Most fraudulent charges can be reported using a quick telephone contact or e mail to your credit card company.

Be protected when giving out your credit card info. In the event you prefer to order items on the internet with it, then you have to be certain the website is safe. Should you notice charges which you didn't make, call the customer service number for the credit card organization. They can aid deactivate your card and make it unusable, till they mail you a new one having a new account number.

You ought to contact your creditor, should you realize that you'll not be capable of spend your month-to-month bill on time. Many people usually do not let their credit card business know and end up paying really huge charges. Some creditors will work with you, in the event you let them know the situation ahead of time and they might even finish up waiving any late charges.

Be certain that you only use your credit card on a secure server, when producing purchases online to maintain your credit protected. When you input your credit card info on servers that are not secure, you're enabling any hacker to access your details. To become protected, be certain that the site begins with all the "https" in its url.

Whenever you are acquiring your very first credit card, or any card for that matter, make sure you pay close focus for the payment schedule, interest rate, and all terms and circumstances. Lots of people neglect to study this information, however it is undoubtedly for your advantage should you take the time for you to study through it.

For those who have credit cards be sure to verify your month-to-month statements thoroughly for errors. Everybody tends to make errors, and this applies to credit card organizations also. To prevent from paying for one thing you did not purchase you need to save your receipts through the month and after that compare them for your statement.

About the Author:

Anytime you apply for the credit card, you ought to comprehend how the credits function. Are you currently trying to function on the internet? Check out this analysis module.

Read Full Article, Click Here Now ....

Tips To Find The Right Credit Card Company

By Cathy Green

It is important for you to understand your spending patterns to choose a credit card company that will provide you a credit card that best suits your needs. There are different co-branded credit card programs that provide you different types of credit cards that best meet your needs.

You should always look for a company that offers a standard low rate for borrowing on credit cards. These types of credit cards are the best for consumers who don't use credit cards that frequently and don't pay off the bills in full.

Another thing that you should consider while selecting a credit card company is to know if there are zero percent balance transfer credit cards. This type of cobranded card programs is best for consumers who are in debt and wish to pay their bills within the zero percent period.

The best credit card company is the one that offers low-rate life of balance credit cards as they are good if you think you will not be able to pay the debt with a year and a half. These types of card programs all you to transfer your credit card debt to a new credit card.

You should also look for credit card companies that offer cashback and rewards credit cards. Through these cobranded card programs, you can easily avail reward credits and cashbacks.

If you have a bad credit history, then you should look for a credit card company that offers credit cards to those with a bad credit history. These cards are best for those who are looking for a very low initial credit and don't want to use card programs for borrowing.

Co-branded card programs are the ones you should choose while looking for credit cards. There are different types of credit cards that you may get under these programs.

Co-branded cards have become extremely popular among customers in Asia, Africa, Europe and America. The main essence of these cards is that they prevent fraud or scam, which has made them highly popular among consumers across the globe.

About the Author:

A credit card company should offer a Prepaid card and credit card

Read Full Article, Click Here Now ....

A Guide To Rebuilding Your Credit

By Abhishek Thakur

Regardless of if you need a major overhaul, or just a small tune up, there are lots of other people in your same shoes. Following the advice from this article will help to guide you on your way to better credit.

First, request copies of your credit scores. There are many sites where you can pay for this and at least one that is completely free for one report a year. When you have your report, start by looking for any mistakes.

Make sure you talk with your creditor about options. When you know which creditors want their money and want it now, you can pay those creditors off first. Determine whether or not you will have to pay interest, late fees, or other financial penalties. By focusing on paying off your high-interest accounts, you can save a great deal of money.

Always document problems that you see on your credit report so you have a log to follow up on. Having this information gathered in one place will increase your ability to detect errors. This will go a long way toward protecting your credit rating in the future.

Familiarize yourself with regards to your rights when it comes to dealing with collection agencies. For instance, you won't be imprisoned if you can't pay a bill, and threats made by collection agencies are not legal. While each state has its own laws, most of them ban threats and verbal abuse. Take action to ensure that your rights are respected.

Try to keep credit card balances below 30 percent of the credit available. Maintaining this rate will help you make your repayments more easily. Go over, and you are going to end up with less pocket money.

Debt which has been handed over to debt collectors still needs to be addressed. Work with the collectors to come up with a suitable payment plan. These debtors will want to get their money back and will most likely work out a deal with you. Avoidance never helps in these situations. Have a conversation with the debt collectors about how you want to make an effort to pay off your debt. If you make the time to communicate with them, you could potentially have your debt reduced. Your debtors will be more willing to work with you if you are honest with them and make an effort to pay your bills.

The tips in this article are designed to help you improve your credit. Start leveraging these suggestions to begin making inroads in credit repair immediately.

About the Author:

Learn more about Jayme Gage by continue reading this. Stop by Wordpress Blog where you can find out all about official source.

Read Full Article, Click Here Now ....

Are 0% Credit Card Offers Good For You?

By Wayne Ball

If you are looking to apply for a credit card, you have certainly seen the large amount of 0% credit card offers. These cards allow you to pay back the principal balance on your credit card interest free for a certain specified period of time. While these kinds of cards can be useful to some people, they can also have hidden traps. Read below to find out if an interest free credit card is right for you.

Make sure to set a budget before applying for a credit card or loan. Credit is not free money. By being responsible and not spending more than you make most months, credit cards and loans can be good tools. However, not being responsible can lead to financial ruin.

Finding out more about the interest free time period is critical. Once you have figured this out, you can compare to your budget and see how it would help to save. You should always consider the risks and cost of transferring other debts to a new card. Making sure you are aware of all the fine print is important to avoid possible future financial problems.

Also, be sure to check out the interest rate that will be charged once your interest free period is over. Often, credit card companies will offer an interest free period for awhile, only to start charging ridiculously high interest rates after the grace period.

Some credit card companies have low tolerance for late payments and will charge interest as soon as you are late on a payment. Take this into consideration when shopping for a zero interest card. Make sure to check out the credit card's late payment policy and consider whether or not you will be able to consistently make payments on time.

Another concern are monthly fees and transfer costs. Consolidating and transferring other debts to a zero interest card may not be worth it if there are expensive monthly fees or transfer fees.

Keep in mind that with any credit card comes great responsibility. Try to pay off your balance every month if possible. If you are trying to get out of debt, budget to spend less than you make every month and pay down your balance as quickly as you can.

Using 0% credit card offers can be financially helpful. However, you should know the potential dangers with credit cards and be sure not to take on more debt than you will ever be able to pay off.

About the Author:

Looking for the best interest free credit card offers? Visit 0CreditCardOffers.org to find the best offer for your situation.

Read Full Article, Click Here Now ....

Eight Suggestions for Safely Processing Credit Cards as a Merchant

By Rick Sturms

For your business's success a Los Angeles merchant credit card processing account is critically important. In addition to being able to accept cash and checks for payment, it enables you accept debit and credit card payments. However, while there's many great benefits in accepting credit cards, there are also potential pitfalls. A few things that you need to consider in order to avoid fraud and charge backs follow.

Be careful when dealing with international buyers and sellers. I've had problems with Eastern European, some Asian and other developing nations. The major culprits in fraudulent purchases live in those areas. Carefully investigate any large order that has many expensive items.

Always request the CVV number up front. The security code is located on the signature line on the back of the card, immediately following the 16 digit card number. Studies show that requiring this number reduces charge backs by about 25 percent. There are credit card services that will not authorize a transaction unless they have this.

Be especially suspicious if an order comes in for a very pricey item and requests that there be over night shipping. This is very true if is easy for the items to be sold for money on the street. This applies to very large orders as well.

When it come to Los Angeles merchant credit card processing, it is strongly recommended to exercise extreme caution when dealing with suspicious orders. When you receive an order that seems unusual or seems to have missing or incorrect information, you must recheck the customer's information. Feel comfortable knowing the sale is real.

Ask for and get copies of identification and details of the credit being used if you receive a suspicious order. Get the faxed copies of credit cards and licences from the purchasers. This will offer you protection from fraudulent purchases. A legitimate customer may object and say it's too much hassle, but consider the fact that in that case you may only lose the sale. You will lose the product and the shipping price if there is a fraudulent buyer.

You can dial 411 to activate the reverse look-up feature, allowing you to verify addresses and phone numbers. Make sure that whoever delivers it will get a signed slip when they bring your item to those who've bought it. Keep copies of all signatures for your records. The person buying from you may say it's okay to leave the package that's delivered on their porch. Just be aware that you'll have to replace it if he can't find it when he gets home.

Always tell the truth and always say the same thing when it comes to your safety and also your security items. Be sure your employees know and understand those measures too. Putting the points above in use will reduce, if not eliminate fraudulent purchases. Most scammers won't try their wiles on web sites where there seems to be a lot of security. They will quickly advance to easier prey on the web.

Los Angeles based 1st National Credit Card Processing, established in 1994, is the leading BEST-for-LESS provider in the electronic merchant services card processing industry and the premier provider of Credit Card Terminals, POS/Point of Sale Systems, Check Readers, eCommerce Solutions, Internet Payment Processing, and ATM Machines.

These resources earmark the Merchant Services Partners' Connection to engage a vast difference of products and services at extremely competitive prices in all types of industries.

About the Author:

For more Credit Card Processing information, visit www.1stnationalprocessing.net

Read Full Article, Click Here Now ....

Citigroup Blasting Credit Card Offers By Mail

By Cornelius Nunev

With business sagging, Citigroup Inc. is making a major force for credit card customers, reports the Wall Street Jour-nal. Arriving at a North American home in your area in the third quarter will be an estimat-ed 346 million charge card deals, accord-ing to statistics compiled by analysis firm Synovate. That's greater than one for every man, female and kid in the United States, at a cost exceeding $240 million.

Enormous leap from somewhere on top

After the 3rd quarter figures are tabulated, Citigroup will probably take the lead from Chase as it is already one of probably the most active mailers for credit card promotions. Sending out postal mail is money well spent, ac-cording to experts. This is since the business lost millions during the financial crisis with changes in credit cards.

As the Nilson Report confirms that Citigroup currently ranks fourth in dollars spent on charge cards by U.S. consumers - behind American Express, J.P. Morgan Chase & Co. and Bank of America Corp. - the ground to make up is considera-ble.

Worse is gone

Citigroup is confident that the worst has already hit be-cause of the reduction in non-collectable credit card debt in the U.S. The numbers bear this out, as the business made $584 million in the second quarter of 2011, versus a $154 million loss a year before.

Last quarter, American Express, Bank of America and Discover all dropped the number of mailings they did, which is why Citigroup executive Jud Linville believes that there's a great opportunity.

"This is a business where you look for vacuums," Linville said. "Are there players moving out of certain categories?"

Cash lost due to law

In Oct, the fees banks charge for debit card swipes will be capped by merchants because of the Durbin Amendment of the Dodd-Frank Act. With all of the caps, the debit cards become less profitable. That means that lots of issuers have dropped all rewards programs associated with the cards.

Citigroup plans to get consumers into its charge card programs by bridging this gap. To grease the wheels, Citi has offered charge cards with simplified fee structures this summer, some with no annual fee or late charges, others with zero percent balance trans-fers. Consumers that take advantage of the promotions will end up making Citi some money. It will be worth it in the end.

About the Author:

How many times have you expected more details on where can i get a payday loan, and resorted to a web site search on "instant online payday loans?" Your search is over, all of the facts you will need is at http://MatchFinancial.com!

Read Full Article, Click Here Now ....

Do I Need To Have A Credit Card While I'm In College?

By Lonnie Knop

There are a wide variety of chances for you to get both hands on credit cards for students that are specifically set up for you while you're in college. One of the main things I want to point out to you is that a lot of individuals create mistakes with these credit cards and they end up running up bills which they can't afford to pay for. So I liked to present you with some pointers that would make this transition go over much more smoothly.

I certainly do not believe that it's a good idea for every particular college student to get a credit card just because they could. If you are having this credit card for all the wrong motives then you are going to run yourself up a huge expenses that you are going to have a hard time paying out one day when that time comes. So if you thinking about having a bank card just to abuse it then you must steer clear of it at all costs.

But if you really need a bank card to assist you pay for some of your bills at school, and if you can utilize it to purchase books and supplies for school, then it certainly is a good idea to obtain a bank card like this. Just make sure that you don't go too far over your financial budget because you need to remember that you are going to have to pay out this money back sometime and it's going to take place eventually.

Just make it a point to try and be careful with this credit card and do not use under the assumption that the bank has given you free cash. You're going to be paying out interest on this funds, so you certainly have to look at this from an adult's perspective because you don't wish to get caught up with a bill that you are never going to be able to pay back.

They can come in very handy if the student is responsible, but they also have the potential to be extremely dangerous if the student is still childish and irresponsible. So be careful with these bank cards because they can cause you a lot of problems if you aren't being responsible.

About the Author:

This is mainly how I feel about a credit card for students.

Read Full Article, Click Here Now ....

Ways Utilized For Consolidating Credit Card Bills

By Elnora Immel

Consolidating credit card debt can be an excellent aim and there are lots of methods that can be applied to achieve this goal. Lots ofconsumers have large amounts of credit debt and have several credit card accounts. This complex circumstance makes it much simpler for errors to occur and several bills due every month can become a juggling act. Consolidating all of this debt type enables a single monthly payment instead of several work deadlines and amounts every month, and may end in reduce fees and interest rates as well.

One approach that can assist unite all debts owed on charge cards is to try using a debt consolidation agency. These companies speak to all of the creditors in a particular instance and request lesser monthly payments. Most of the time a reduced interest rate may also be arranged. The individual makes the month to month payment to the consolidation agency, and then the organizations send the agreed on payments to the creditors.

Another way for consolidating credit debt is to take out a loan or home mortgage. This move enables all of the bank card balances to be settled fully. The person must be careful with this strategy though. Property foreclosure can not take place mainly because credit card bills are owed, but if a mortgage is not paid the individual could lose the property. The person also needs to take care not to begin accumulating financial debt all over again once the cards are balances.

At times it may be probable to roll all of the balances on many credit cards onto one card. If this can be done then the quantity of payments monthly will drop to one and it is easier to budget when only one payment is due. Ensure that you be aware of the interest incurred though. It is generally not beneficial to transfer a balance from a reduced interest card to a greater interest card.

In every case the goal should be to get the debt cleared as quickly as possible, while making the payment schedule less complex and minimizing the amount of payments that are due every month.

About the Author:

The method chosen for eliminating your debt can differ based on the person and the condition.

Read Full Article, Click Here Now ....

Credit Card Know How That Can Help You Right Now

By Naomi Hall

Bank Cards help people all over the goals of a particular lifestyle. Having a credit card provides increased financial freedom and extended opportunities.With that in mind, you should always make careful spending decisions with your card.The information to help you achieve that goal.

Check the fine print. If there are offers that allow you to be pre-approved for a card or if the person is saying you can be helped to get a card, get all of the details beforehand. It's important to know what interest rate is and will be in the future. You must also learn of grace periods and any fees.

This allows the credit card companies the most opportunity to catch the offender. This is also the best way to make sure that you are not held responsible for too many unauthorized charges. Fraudulent charges can usually be reported by making a phone call or through email to the credit card company.

If you have financial problems in your life, be sure to communicate this with the credit card company to discuss options in your situation. If you are going to miss a payment, you may find that a card issuer will help by allowing you to pay less or pay in installments. This can help make them not turn in a report to a reporting your late or missed payment to the credit agencies.

It doesn't make sense to pay an annual fees when there are many credit cards that don't charge these fees.

Using plastic cards carefully provides many benefits. The tips offered here have offered information that if used can help you properly use credit cards.

About the Author:

for credit card debt help Visit us for more information about our services

Read Full Article, Click Here Now ....

When credit card rewards becomes a danger

By Cornelius Nunev

Charge card benefits are a great incentive to spend. This of course can be quite harmful. Here are some sensible tips for steering clear of the pitfalls of credit card rewards.

Staying away from extreme charge card rewards spending step No. 1 - Stay awake

People always forget that they are spending cash and have to pay interest for it if not paid off at the end of the month. That means the best way to keep your charge card spending from getting out of hand is to pay very close attention to what you are spending. Knowing how much you spend is important to staying away from interest and paying it off every month. Monitor it.

Write it all down

For those who have trouble keeping a mental tally of your charge card spending, write everything down. This is for those who don't like to view an online statement, but entering the 21st century is really a good idea.

Steering clear of excessive credit card rewards spending step No. 3 - Save receipts

With credit card spending, you can keep away from writing things down at the store while you spend by getting receipts. Just keep the receipts in the event you have to return something, and you also can also keep track of your spending.

Steering clear of excessive charge card benefits spending step No. 4 - Mint.com

You can link your credit card to Mint.com and monitor all spending at it. The site offers cash management tools and budgeting tools to help you keep track of spending.

A second account

If credit card spending is a significant problem that you're working on, set up a second checking account - ideally, a free checking account - that is dedicated to paying off the card. Only do this with the second account and it will help.

Staying away from extreme credit card rewards spending step No. 6 - Pay weekly

If you want to pay off your card quickly and get as little interest as possible, you can pay it off every week. Then, you can stay away from interest and still get credit card benefits for spending.

About the Author:

Article source: get information about credit card processing rates

Read Full Article, Click Here Now ....

Acquiring A Credit Card Does Not Need To Be Hard

By Jeanne Crittenden

If you have no credit history, it could be challenging to obtain a bank card. You would normally need to wait a bit longer than somebody who already have an excellent history and score, that is if the two of you applied at the exact same lender.

However, there are a few steps you could take accelerate the process of being accepted for a card with no history behind your application.

There is no point wondering whether you would be authorized or not because there is constantly an initial time for everything for everybody. So you have start from someplace to build your rating and your rating. Discover below 4 actions you can take get a bank cards approved for the first time.

1. What trustworthiness do you have that operatings in your favor? Since you do not have any history behind you the only way lenders could evaluate, to some level, your capability to repay your balances are things like exactly how long you have actually lived at your present address, the length of time you have been in employment and exactly how long you have had your savings account.

Certainly, the longer these are, the even more it operatings in your favor. So write these on paper prior to you make your application with any lender.

2. If you are in college, think about getting a student bank cards. A great deal of loan providers (banks) target this group due to the fact that of the potential with the students. It is the simplest way of getting a charge card with no credit history behind you.

3. Exactly what about those who are out of university? Get a relative to co-sign with you are out of university. If you have a relative such as a parent or sibling or a partner who has an excellent score, get them to co-sign with you.

You utilize their exceptional rating to get your card due to the fact that the banks or monetary institutions take into account the credit rating of your co-signer when they are considering your application.

When you get your card, practice excellent credit structure practices so that you could also have an exceptional rating yourself. What are some of these good credit building practices?

Paying your expenses on time is one of them. Late repayments are not only pricey, but they additionally dent your rating. Another great routine is to pay even more than just the minimum necessary balance on your statement.

Likewise, if you have great deals of debts, attempt and lower or remove as many of them as possible. This will make your debt-to-income ratio really little, making you a total great threat in the eyes of loan providers.

4. Get in touch with your bank. If you have a savings account, your bank could think about and provide you an unsecured charge card based on your monetary records. The reasons are easy. They already know your bank account and address history so this can help them choose quickly if they should provide a regular, unsecured charge card.

About the Author:

To learn even more about getting a bank card, check out my blog site today: http://creditcardprocessinggateways.blogspot.com/.

Read Full Article, Click Here Now ....

Secrets of Jewish Weath Revealed !Credit Cards

By Rabbi Celso Cukierkorn

Far too many people are signing up to become slaves to their credit card companies. There is a teaching from my Bestselling book, Secrets of Jewish Wealth Revealed that I want to share. Proverbs tell us, "The borrower will become the slave to the lender." It makes no sense that someone would volunteer to be a slave, but that's exactly what's happening in the United States today.

From the Scriptures, we know how the Jewish people were enslaved when a Ruler "that did not know Joseph" took power and started, day by day, limiting the rights of the Jews and thus diminishing their value.

Jews had to endure hard labor because they did not have an option. They performed the labor because they sensed that their status as slaves would define who they were rather than their connection to God. The Egyptians forced the Jews to endure great challenges. They gave Jewish men very light jobs while they gave Jewish women backbreaking chores such as moving huge stones from one side of town to the other and back.

Likewise, many people in our world allow their perception of how other people see them to define themselves. This is why people go to a party even when they cannot afford the new outfit or the bottle of wine to bring as a gift, or go on a vacation with money they do not have. I:8:J

God sent the Egyptians ten plagues that became harder and harder, starting with blood in the water, and ending with the tragic death of the first born. The same way, debt starts with charging just a couple of extra bucks to our credit cards when we want something we can't afford to pay for. Before long, it might turn into a second mortgage on our house. Debt can kill our future and take our house with it.

Maintain the Pharaoh far away from your credit cards by spending only the money you have, not the money you don't. This is what I really call priceless.

Master all of your Cards, don't let them master you!!!

About the Author:

Want to find out more about The People's Rabbi Rabbi, Please visit us on facebook Personal Finances.

Read Full Article, Click Here Now ....